POS_Arogya Sanjeevani Policy Features Best Health Insurance Policy By Csc Center
Version_1.0_SP Parameters
About the policy - A simple policy loaded with essential benefits
Type of Cover - Individual and Floater
Entry Age - Adults: 18 to 65 years (Parent and parent-in laws can be covered in a single policy) Dependent children: 3 months to 25 years, children can be covered along with parent/s) Note: Beyond 3 Children can also be covered in a single policy
Continuity - Life time renewal
Policy Term - One year
Medical Screening - Persons above 50 years of age medical screening is required
Instalment Premium Options - Quarterly/Half-yearly/Annual - Options available
Co -Pay - 5% of Co-pay for all claims
Sum Insured Options (Rs) Lakhs - 0.50,1, 1.5, 2, 2.5, 3, 3.5, 4, 4.5, 5
Room Rent (per day) - Up to 2% of the Sum insured max of Rs.5000
ICU (Per day) - Up to 5% of sum insured max of Rs 10,000
Road Ambulance - Rs 2000 per hospitalization
Day Care Procedures - All Day care procedures are covered
Pre & Post Hospitalization - 30 days and 60 days (Actuals)
Cataract (Rs) - Up to 25% of Sum insured or Rs.40,000 whichever is lower per each eye in one policy year
Modern Treatments - Upto 50% of the sum insured
AYUSH Treatments - Up to 100% sum insured
NCB - 5% in respect of each claim free policy year subject to maximum of 50%
Tax benefits - Available under section 80 D of the IT Act in respect of the premium paid by any mode other than cash
Premium Discount - Rural discount: 20% of the premium
Waiting Period
Initial waiting period - 30 days for all illnesses/surgeries/diseases (except accident)
Specific diseases - 24 consecutive months (Complete list refer the policy wording) 48 consecutive months (Treatment for joint replacement unless arising from accident and Age- related Osteoarthritis & Osteoporosis
Pre-existing diseases - 48 consecutive months
* The information provided in this document is only indicative. For more details on the terms and conditions, please read the policy wordings before concluding a sale
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